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Greg Prosmushkin

Debt Negotiation Lawyer Philadelphia

Debt Settlement, also called debt arbitration, debt negotiation, or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance which will be regarded as payment in full.

At The Law Offices of Greg Prosmushkin, P.C., our vast knowledge and understanding of creditors and collection agencies help guarantee our clients get the best possible settlements- even as low as 30% of what is owed! We not only help you save hundreds to thousands of dollars (depending on how much debt you have), we immediately help stop the annoying phone calls to you, your friends, and your family. Let our team help to take the pressure off you and your family, and put it on the companies you owe. When we take on your case, we immediately contact the creditors and let them know that The Law Offices of Greg Prosmushkin, P.C. represent you, and that any and all correspondence relating to this matter will be directed to our office.

The Debt Settlement process is an aggressive approach which can get you out of debt in possibly less than half the time of any other debt relief service. Our process is simple and easy. We start by going over your income and expenses with a fine-tooth comb. Then we figure out what you are able to afford, and only agree to pay a realistic amount. Generally, you can negotiate the best settlement of a debt if you can come up with a one-time payment to resolve the debt. If you agree to a payment plan, you will likely pay more over time.

Philadelphia Debt Negotiation Lawyer

We’re on your side! Our goal is to get you the best deal and help you back as little as possible. We start low, offering to pay 30 percent or less of what you owe, and negotiate your way to an amount that you and the collector can both agree upon. Make your offer attractive. If you’re going to ask that they settle for 70 percent off of what you owe, you should pay it in a lump sum payment.

Let us help you gain back your financial independence. Call today for a free consultation, or visit our website for more information.

This content was written on behalf of Greg Prosmushkin.